Are You Ready To Buy A Home, But Lack The Down Payment?

Get the boost you need to buy your first home or move up to your next one…

The N.C. Home Advantage Mortgage offers competitive interest rates along with down payment assistance up to 3% of the loan amount at 0% interest.  If you qualify, the down payment amount not only helps you get into your new home, but enables you to build equity more quickly.  You don’t need to repay the down payment unless you sell, refinance or transer the home.  Even better, the down payment amount is completely forgiven at year 15 and reduced by 20% a year in years 11 through 15.   

Am I Eligible?

  • you are buying a new or existing home in North Carolina
  • you occupy the home as your principal residence within 60 days of closing
  • your annual income does not exceed $85,000
  • you are applying for an FHA, USDA, VA or conventional loan through a participating lender and meet the sales price limits of the loan type
  • you are a legal resident of the United States
  • you meet a minimum credit score

What Properties Are Eligible?

  • New and previously owned single family homes
  • Townhouses
  • Condominiums
  • Duplexes

How To Apply?

Have questions?!? I’m always available to call or text, 919-539-6409.

Fondly,
Ida

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